State Pension
Understanding whether you are eligible for a state pension can be daunting. Our team of experienced accountants specialises in helping clients determine their eligibility, ensuring that you receive every entitlement you are due. We also provide detailed advice on pension contributions, helping you understand how to maximise your future pension income through additional voluntary contributions (AVCs).
Detailed Pension Forecasting
Knowing what to expect in retirement is key to financial security. We offer comprehensive pension forecasting services that allow you to see exactly how much you can expect to receive from your state pension, based on your current contributions. This service is tailored to individuals at every stage of their career, from those just starting out to those nearing retirement. Our forecasts consider factors such as:
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Years of contributions
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Breaks in employment
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Expected retirement age
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Additional voluntary contributions
By having a clear forecast, you can make informed decisions about how to manage your finances leading up to retirement.
Advice on Retirement Age and Pension Planning
Choosing the right retirement age is a significant decision that can impact your state pension. Our consultants provide personalised advice to help you determine the most beneficial time to retire, ensuring you can maximise your state pension income. We also offer detailed pension planning services, helping you integrate your state pension into a broader financial plan that includes private pensions, investments, and savings.
Specialised Services for Businesses
We don’t just help individuals – our state pension services also extend to businesses. Whether you’re an employer seeking to understand your obligations regarding pension schemes or you need assistance with offering state pension advice to your employees, we can help. Our team works with businesses of all sizes to ensure compliance with pension regulations and to provide accurate, actionable advice.